प्रधानमंत्री सूर्य घर योजना एक महत्वाकांक्षी सरकारी पहल है, जिसका उद्देश्य ग्रामीण और शहरी गरीब परिवारों को मुफ्त या सस्ती बिजली प्रदान करना है। इस योजना के तहत परिवारों को सौर पैनल और अन्य उपकरण उपलब्ध कराए जाते हैं, ताकि वे अपने घरों में स्वच्छ और किफायती बिजली का उपयोग कर सकें।
आवेदन लिंक:
Consumer Application
अधिकारिक वेबसाइट:
PM Surya Ghar Official Website
ऑनलाइन आवेदन करें:
Apply Online
| S.No. | Item | Eligibility Criteria (Loan ≤ ₹2 lakh) | Eligibility Criteria (Loan > ₹2 lakh) |
|---|---|---|---|
| 1 | Objective | Solar Rooftop Installation | Solar Rooftop Installation |
| 2 | Loan Amount | Maximum ₹2 lakh | Maximum ₹6 lakh |
| 3 | Age & Other Conditions | Up to 65 years, all individual applicants, CIBIL ≥680 or NTC, DISCOM consumer number required, adequate rooftop, savings account mandatory. | Up to 65 years, PAN mandatory, other conditions same as above. |
| 4 | Margin | Minimum 10% of total project cost | Minimum 20% of total project cost |
| 5 | Interest Rate | RBI Repo + 0.50% | Home Loan RoI or Non-Home Loan RoI + 100 bps |
| 6 | Duration | Max 120 months, no prepayment charges | Max 120 months, no prepayment charges |
| 7 | Financial Assistance (Subsidy) | ₹30,000 (1kW), ₹60,000 (2kW), ₹78,000 (3kW) via PM Surya Ghar Portal | ₹78,000 via PM Surya Ghar Portal |
| 8 | Net Annual Income | Not required | Minimum ₹3 lakh |
| 9 | Required Documents | Aadhaar, KYC | Aadhaar, KYC, ITR/Form16 (2 years), 6 months salary, electricity bill copy |
PM Surya Ghar is a government initiative to provide free or affordable electricity to underprivileged families. Households receive solar panels and necessary equipment to enable clean and cost-effective electricity usage.
Application Link:
Consumer Application
Official Website:
PM Surya Ghar Official Website
Apply Online:
Apply Online
| S.No. | Item | Loan ≤ ₹2 lakh | Loan > ₹2 lakh |
|---|---|---|---|
| 1 | Objective | Solar Rooftop Installation | Solar Rooftop Installation |
| 2 | Loan Amount | Max ₹2 lakh | Max ₹6 lakh |
| 3 | Age & Other Conditions | Up to 65 years, CIBIL ≥680, NTC eligible, adequate rooftop, savings account mandatory. | Up to 65 years, PAN mandatory, all other same. |
| 4 | Margin | Minimum 10% | Minimum 20% |
| 5 | Interest Rate | RBI Repo + 0.50% | Home Loan RoI or Non-Home Loan RoI + 100 bps |
| 6 | Duration | Max 120 months | Max 120 months |
| 7 | Financial Assistance (Subsidy) | ₹30,000 (1kW), ₹60,000 (2kW), ₹78,000 (3kW) via PM Surya Ghar Portal | ₹78,000 via PM Surya Ghar Portal |
This article is for informational purposes only. Scheme rules and eligibility criteria may change over time. Readers are advised to visit the official government website for the latest and accurate information.
आधिकारिक वेबसाइट पर जाएँ: https://pmsuryaghar.gov.in/#/