PM Surya Ghar: मुफ्त बिजली योजना | Free Electricity Scheme

PM Surya Ghar: मुफ्त बिजली योजना | Free Electricity Scheme for Solar Rooftop Installation

PM सूर्य घर योजना (Hindi)

प्रधानमंत्री सूर्य घर योजना एक महत्वाकांक्षी सरकारी पहल है, जिसका उद्देश्य ग्रामीण और शहरी गरीब परिवारों को मुफ्त या सस्ती बिजली प्रदान करना है। इस योजना के तहत परिवारों को सौर पैनल और अन्य उपकरण उपलब्ध कराए जाते हैं, ताकि वे अपने घरों में स्वच्छ और किफायती बिजली का उपयोग कर सकें।

योजना की मुख्य विशेषताएँ

उपभोक्ता आवेदन प्रक्रिया

  1. Consumer Registration: अपने आवेदन की प्रक्रिया शुरू करने के लिए साइन अप करें।
  2. Application Submission: अपना आवेदन जमा करें।
  3. Feasibility Approval: देखें कि आपका स्थान सौर ऊर्जा के लिए उपयुक्त है या नहीं।
  4. Vendor Selection: इंस्टॉलेशन के लिए सबसे अच्छा विक्रेता चुनें।
  5. Work Start: इंस्टॉलेशन प्रक्रिया शुरू करें।
  6. Solar Installation Details: सौर छत स्थापना का विवरण प्रदान करें।
  7. Project Inspection: साइट निरीक्षण के लिए DISCOM।
  8. Project Commissioning: DISCOM द्वारा सौर छत स्थापना को प्रमाणित करें।
  9. Subsidy Request: सब्सिडी का दावा करें।
  10. Subsidy Disbursal: सब्सिडी स्वीकृति और वितरण।

आवेदन लिंक: Consumer Application
अधिकारिक वेबसाइट: PM Surya Ghar Official Website
ऑनलाइन आवेदन करें: Apply Online

लाभ (Benefits)

सौर छत प्लांट क्षमता सुझाव (Rooftop Capacity)

उपभोक्ता वित्त विकल्प (Consumer Financing Options)

S.No. Item Eligibility Criteria (Loan ≤ ₹2 lakh) Eligibility Criteria (Loan > ₹2 lakh)
1 Objective Solar Rooftop Installation Solar Rooftop Installation
2 Loan Amount Maximum ₹2 lakh Maximum ₹6 lakh
3 Age & Other Conditions Up to 65 years, all individual applicants, CIBIL ≥680 or NTC, DISCOM consumer number required, adequate rooftop, savings account mandatory. Up to 65 years, PAN mandatory, other conditions same as above.
4 Margin Minimum 10% of total project cost Minimum 20% of total project cost
5 Interest Rate RBI Repo + 0.50% Home Loan RoI or Non-Home Loan RoI + 100 bps
6 Duration Max 120 months, no prepayment charges Max 120 months, no prepayment charges
7 Financial Assistance (Subsidy) ₹30,000 (1kW), ₹60,000 (2kW), ₹78,000 (3kW) via PM Surya Ghar Portal ₹78,000 via PM Surya Ghar Portal
8 Net Annual Income Not required Minimum ₹3 lakh
9 Required Documents Aadhaar, KYC Aadhaar, KYC, ITR/Form16 (2 years), 6 months salary, electricity bill copy

PM Surya Ghar Scheme (English)

PM Surya Ghar is a government initiative to provide free or affordable electricity to underprivileged families. Households receive solar panels and necessary equipment to enable clean and cost-effective electricity usage.

Key Features

Consumer Application Process

  1. Consumer Registration: Sign up to start your application journey.
  2. Application Submission: Submit your application.
  3. Feasibility Approval: Check if your location is solar-ready.
  4. Vendor Selection: Choose the best vendor for installation.
  5. Work Start: Begin the installation process.
  6. Solar Installation Details: Provide details for your solar rooftop installation.
  7. Project Inspection: DISCOM inspects site for compliance.
  8. Project Commissioning: DISCOM certifies your solar rooftop installation.
  9. Subsidy Request: Redeem your subsidy.
  10. Subsidy Disbursal: Subsidy approval and disbursal.

Application Link: Consumer Application
Official Website: PM Surya Ghar Official Website
Apply Online: Apply Online

Benefits

Suitable Rooftop Solar Plant Capacity

Consumer Financing Options

S.No. Item Loan ≤ ₹2 lakh Loan > ₹2 lakh
1 Objective Solar Rooftop Installation Solar Rooftop Installation
2 Loan Amount Max ₹2 lakh Max ₹6 lakh
3 Age & Other Conditions Up to 65 years, CIBIL ≥680, NTC eligible, adequate rooftop, savings account mandatory. Up to 65 years, PAN mandatory, all other same.
4 Margin Minimum 10% Minimum 20%
5 Interest Rate RBI Repo + 0.50% Home Loan RoI or Non-Home Loan RoI + 100 bps
6 Duration Max 120 months Max 120 months
7 Financial Assistance (Subsidy) ₹30,000 (1kW), ₹60,000 (2kW), ₹78,000 (3kW) via PM Surya Ghar Portal ₹78,000 via PM Surya Ghar Portal

DISCLAIMER

This article is for informational purposes only. Scheme rules and eligibility criteria may change over time. Readers are advised to visit the official government website for the latest and accurate information.

आधिकारिक वेबसाइट पर जाएँ: https://pmsuryaghar.gov.in/#/

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